HOW DO I PROVE MY IDENTITY?

You might think this would be the easiest part of combating identity theft, but it really isn’t. Think about it. The thief was allowed to pose as you, how do the companies know that you’re not also just trying to impersonate someone else?

Applications or other transaction records related to the theft of your identity may help you prove that you are a victim. For example, you may be able to show that the signature on an application is not yours.

These documents also may contain information about the identity thief that is valuable to law enforcement. By law, companies must give you a copy of the application or other business transaction records relating to your identity theft if you submit your request in writing.

Be sure to ask the company representative where you should mail your request. Companies must provide these records at no charge to you within 30 days of receipt of your request and supporting documents. You also may give permission to any law enforcement agency to get these records, or ask in your written request that a copy of these records be sent to a particular law enforcement officer.

The company can ask you for proof of your identity. This may be a photocopy of a government-issued ID card, the same type of information the identity thief used to open or access the account, or the type of information the company usually requests from applicants or customers, and a police report and a completed affidavit, which may be an Identity Theft Affidavit or the company's own affidavit. This all, of course, is a daunting process. There are steps you can take, however, to organize your case and have all the documents you need at hand to combat the theft of your identity.

ORGANIZING YOUR CASE

Accurate and complete records will help you to resolve your identity theft case more quickly.

Have a plan when you contact a company. Don't assume that the person you talk to will give you all the information or help you need. Prepare a list of questions to ask the representative, as well as information about your identity theft. Don't end the call until you're sure you understand everything you've been told. If you need more help, ask to speak to a supervisor.

Write down the name of everyone you talk to, what he or she tells you, and the date the conversation occurred. At the end of the book, we’ll provide you with a form to plan out your course of action. Follow this course to provide the most accurate and up-to-date information you can.

Follow up in writing with all contacts you've made on the phone or in person. Use certified mail, return receipt requested, so you can document what the company or organization received and when. Keep copies of all correspondence or forms you send. Keep the originals of supporting documents, like police reports and letters to and from creditors; send copies only.

Set up a filing system for easy access to your paperwork. Keep old files even if you believe your case is closed. Once resolved, most cases stay resolved, but problems can crop up.

At this point, you can start the tedious task of contacting the companies you need to in order to get the problem cleared up. read What To Do First

NOW AVAILABLE FOR IMMEDIATE DOWNLOAD!
Yours Free!

I have  literally spent hundreds of hours researching Identity Theft and How To Protect Yourself From Identity Theft. I put it all into an easy to read e-book and its yours absolutely Free.

Enter your Name and a valid email to receive my Protecting Yourself From Identity Theft
 e-Book.

We Respect Your email Privacy